Happy New Year! We get to see the sun in another year, and it makes me so glad to have you all with me for the ride. The year 2020 was a doozy! So much happened (and did not happen), but it is now behind us. We will still face many challenges that living in this world can bring whether there is a global pandemic or not. Our job is to deal with the changes life can bring with faith that we can get through. I am certainly faith-filled as we begin a new year again. If I can impart one thing to you, it is - do not be afraid to plan. Some people I have spoken with are apprehensive about planning...