Coronavirus stay-at-home orders have led to fewer people on the road and many cars sitting in garages. Now, more than 82% of auto insurance companies like State Farm, Geico and Liberty Mutual are offering policyholders refunds and credits to save money, totaling more than $6.5 billion over the next two months, according to the Consumer Federation of America. Many insurance companies have recognized that they cannot sit on policyholder premiums while their customers sit at home.

Relief programs offered by auto insurers include refunds, credits or one-time payments. Most of these forms of relief require no action from the consumer and will be applied automatically through the policyholder's recent payment method on file. However, it would not hurt to inquire about your money.